Civic Center, San Rafael Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Civic Center, San Rafael Market Snapshot

Civic Center offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 5 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$800K
▼ Down 10.7% from August 2025
Down $95K from August 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,393/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,377
  • Property Tax$833
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
41 days
▲ 13 more days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
98.0%
▼ Down from 101.7% in August 2025
Selling 2% below asking
% Sold Over Asking
0%
No homes sold above asking. Few bidding wars right now
Active Listings
1
▼ Down 73.1% from August 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Civic Center.

Median Sale Price
Down 10.7% year-over-year in Civic Center. Based on 5 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in Civic Center.
Total Monthly Payment
Estimated monthly cost is down 10% from a year ago in Civic Center, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Civic Center, San Rafael

Is now a good time to buy in Civic Center, San Rafael?

Civic Center, San Rafael is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do Civic Center, San Rafael home prices compare to the Bay Area average?

At $800K, Civic Center, San Rafael's median sits about 55% below the Bay Area average of $1.78M. Civic Center, San Rafael is among the most accessible parts of the Bay Area.

Within San Rafael, this area trades about 39% below the city-wide median of $1.30M.

By home type:

  • Townhomes at $800K
  • Condos at $395K
  • Single-family homes at $1.55M
What price range should I budget for in Civic Center, San Rafael?

Prices in Civic Center, San Rafael depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Townhomes at $800K
  • Condos at $395K
  • Single-family homes at $1.55M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Civic Center, San Rafael for buyers?

Civic Center, San Rafael is a buyer's market:

  • Homes sell about 2% below asking on average
  • 0% close above list price
  • 41 days typical time to go pending

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced Civic Center, San Rafael home?

At $800K with 20% down at 7.28%, your estimated total monthly cost is approximately $5,393:

  • $4,377 principal and interest
  • $833 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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