Bret Harte, San Rafael Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Bret Harte, San Rafael Market Snapshot

Bret Harte favors sellers, but smart buyers can still win. Here's the picture:

Based on 5 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.16M
▼ Down 12.7% from August 2025
Down $168K from August 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,738/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,346
  • Property Tax$1,208
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
19 days
▲ 1 more day than in August 2025
Homes typically sell within a month
Sale-to-List Ratio
103.5%
▼ Down from 103.6% in August 2025
Selling 3% above asking
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
3
About 1.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Bret Harte.

Median Sale Price
Down 12.7% year-over-year in Bret Harte. Based on 5 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 12% from a year ago in Bret Harte, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Bret Harte, San Rafael

Is now a good time to buy in Bret Harte, San Rafael?

Bret Harte, San Rafael currently favors sellers. Homes sell near or above asking, and well-priced listings move quickly. Buyers who come in prepared with strong financing and realistic expectations tend to succeed.

How do Bret Harte, San Rafael home prices compare to the Bay Area average?

At $1.16M, Bret Harte, San Rafael's median sits about 35% below the Bay Area average of $1.78M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Bret Harte, San Rafael is one of the more accessible corners of the Bay Area.

Within San Rafael, this area trades about 11% below the city-wide median of $1.30M.

How competitive is Bret Harte, San Rafael for buyers?

Bret Harte, San Rafael currently favors sellers:

  • Homes sell about 3% above asking on average
  • 60% close above list price
  • 19 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Bret Harte, San Rafael home?

At $1.16M with 20% down at 7.28%, your estimated total monthly cost is approximately $7,738:

  • $6,346 principal and interest
  • $1,208 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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