South Beach, San Francisco Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

South Beach, San Francisco Market Snapshot

South Beach leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 150 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.05M
▲ Up 0.9% from August 2025
Up $9K from August 2025
Homes Sold
150
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,021/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,745
  • Property Tax$1,093
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
50 days
▼ 5 fewer days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
100.0%
▲ Up from 97.5% in August 2025
Selling at or near asking price
% Sold Over Asking
30%
Only 30% sold above asking. Few bidding wars right now
Active Listings
134
▼ Down 10.4% from August 2025
About 2.8 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in South Beach.

Median Sale Price
Up 0.9% year-over-year in South Beach. Based on 150 sales in the last 3 months.
Homes Sold
49% more homes sold than a year ago in South Beach.
Total Monthly Payment
Estimated monthly cost is up 2% from a year ago in South Beach, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about South Beach, San Francisco

Is now a good time to buy in South Beach, San Francisco?

South Beach, San Francisco leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do South Beach, San Francisco home prices compare to the Bay Area average?

At $1.05M, South Beach, San Francisco's median sits about 41% below the Bay Area average of $1.78M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that South Beach, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 34% below the city-wide median of $1.59M.

How competitive is South Beach, San Francisco for buyers?

South Beach, San Francisco currently leans toward buyers:

  • Homes sell about 0.0% below asking on average
  • 30% close above list price
  • 50 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced South Beach, San Francisco home?

At $1.05M with 20% down at 7.28%, your estimated total monthly cost is approximately $7,021:

  • $5,745 principal and interest
  • $1,093 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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