Inner Richmond, San Francisco Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Inner Richmond, San Francisco Market Snapshot

Inner Richmond is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 35 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$2.15M
▲ Up 17.7% from August 2025
Up $323K from August 2025
Homes Sold
35
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$14,198/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,774
  • Property Tax$2,241
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
▼ 3 fewer days than in August 2025
Homes typically sell within a month
Sale-to-List Ratio
118.6%
▲ Up from 107.1% in August 2025
Selling 19% above asking
% Sold Over Asking
79%
79% of homes sold above their asking price
Active Listings
23
▲ Up 88.1% from August 2025
About 2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Inner Richmond.

Median Sale Price
Up 17.7% year-over-year in Inner Richmond. Based on 35 sales in the last 3 months.
Homes Sold
13% more homes sold than a year ago in Inner Richmond.
Total Monthly Payment
Estimated monthly cost is up 18% from a year ago in Inner Richmond, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Inner Richmond, San Francisco

Is now a good time to buy in Inner Richmond, San Francisco?

Inner Richmond, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Inner Richmond, San Francisco home prices compare to the Bay Area average?

At $2.15M, Inner Richmond, San Francisco's median is close to the Bay Area average of $1.78M.

Within San Francisco, this area trades about 35% above the city-wide median of $1.59M.

By home type:

  • Single-family homes at $2.46M
  • Condos at $2.05M
What price range should I budget for in Inner Richmond, San Francisco?

Prices in Inner Richmond, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.46M
  • Condos at $2.05M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Inner Richmond, San Francisco for buyers?

Inner Richmond, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 19% above asking on average
  • 79% close above list price
  • 15 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Inner Richmond, San Francisco home?

At $2.15M with 20% down at 7.28%, your estimated total monthly cost is approximately $14,198:

  • $11,774 principal and interest
  • $2,241 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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