Excelsior, San Francisco Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Excelsior, San Francisco Market Snapshot

Excelsior is still one of the most competitive markets in the Bay Area, but competition is starting to ease. Here's the picture:

Based on 26 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.16M
▲ Up 3.5% from August 2025
Up $39K from August 2025
Homes Sold
26
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,737/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,346
  • Property Tax$1,208
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
▲ 7 more days than in August 2025
Homes typically sell within a month
Sale-to-List Ratio
114.0%
▼ Down from 115.2% in August 2025
Selling 14% above asking
% Sold Over Asking
76%
76% of homes sold above their asking price
Active Listings
9
▼ Down 38.6% from August 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Excelsior.

Median Sale Price
Up 3.5% year-over-year in Excelsior. Based on 26 sales in the last 3 months.
Homes Sold
10% fewer homes sold than a year ago in Excelsior.
Total Monthly Payment
Estimated monthly cost is up 4% from a year ago in Excelsior, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Excelsior, San Francisco

Is now a good time to buy in Excelsior, San Francisco?

Excelsior, San Francisco is still a highly competitive market, but conditions are starting to ease. Buyers should move quickly on well-priced homes and expect to offer above asking, though the most intense bidding wars may be tapering.

How do Excelsior, San Francisco home prices compare to the Bay Area average?

At $1.16M, Excelsior, San Francisco's median sits about 35% below the Bay Area average of $1.78M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Excelsior, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 27% below the city-wide median of $1.59M.

How competitive is Excelsior, San Francisco for buyers?

Excelsior, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 14% above asking on average
  • 76% close above list price
  • 20 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Excelsior, San Francisco home?

At $1.16M with 20% down at 7.28%, your estimated total monthly cost is approximately $7,737:

  • $6,346 principal and interest
  • $1,208 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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