Mission Bay, San Francisco Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Mission Bay, San Francisco Market Snapshot

Mission Bay favors sellers and competition is intensifying. Here's the picture:

Based on 32 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.30M
▼ Down 1.9% from August 2025
Down $26K from August 2025
Homes Sold
32
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,649/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,112
  • Property Tax$1,354
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
▼ 15 fewer days than in August 2025
Homes typically sell within a month
Sale-to-List Ratio
103.1%
▲ Up from 98.4% in August 2025
Selling 3% above asking
% Sold Over Asking
64%
More than half of homes sold above their asking price
Active Listings
20
▲ Up 27.6% from August 2025
About 2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Mission Bay.

Median Sale Price
Down 1.9% year-over-year in Mission Bay. Based on 32 sales in the last 3 months.
Homes Sold
45% more homes sold than a year ago in Mission Bay.
Total Monthly Payment
Estimated monthly cost is down 1% from a year ago in Mission Bay, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Mission Bay, San Francisco

Is now a good time to buy in Mission Bay, San Francisco?

Mission Bay, San Francisco favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Mission Bay, San Francisco home prices compare to the Bay Area average?

At $1.30M, Mission Bay, San Francisco's median sits about 27% below the Bay Area average of $1.78M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Mission Bay, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 18% below the city-wide median of $1.59M.

By home type:

  • Condos at $1.30M
  • Single-family homes at $3.65M
What price range should I budget for in Mission Bay, San Francisco?

Prices in Mission Bay, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $1.30M
  • Single-family homes at $3.65M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Mission Bay, San Francisco for buyers?

Mission Bay, San Francisco currently favors sellers:

  • Homes sell about 3% above asking on average
  • 64% close above list price
  • 20 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Mission Bay, San Francisco home?

At $1.30M with 20% down at 7.28%, your estimated total monthly cost is approximately $8,649:

  • $7,112 principal and interest
  • $1,354 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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