Lower Haight, San Francisco Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Lower Haight, San Francisco Market Snapshot

Lower Haight still favors sellers, but the market is cooling. Here's where things stand:

Based on 15 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.58M
▲ Up 27.3% from August 2025
Up $339K from August 2025
Homes Sold
15
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,505/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,672
  • Property Tax$1,650
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
▼ 2 fewer days than in August 2025
Homes typically sell within a month
Sale-to-List Ratio
103.8%
▼ Down from 105.5% in August 2025
Selling 4% above asking
% Sold Over Asking
46%
46% of homes sold above asking, some competition
Active Listings
4
▲ Up 7.5% from August 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Lower Haight.

Median Sale Price
Up 27.3% year-over-year in Lower Haight. Based on 15 sales in the last 3 months.
Homes Sold
12% fewer homes sold than a year ago in Lower Haight.
Total Monthly Payment
Estimated monthly cost is up 28% from a year ago in Lower Haight, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Lower Haight, San Francisco

Is now a good time to buy in Lower Haight, San Francisco?

Lower Haight, San Francisco still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Lower Haight, San Francisco home prices compare to the Bay Area average?

At $1.58M, Lower Haight, San Francisco's median is close to the Bay Area average of $1.78M.

This is close to the San Francisco city-wide median of $1.59M.

By home type:

  • Condos at $1.58M
  • Single-family homes at $1.65M
What price range should I budget for in Lower Haight, San Francisco?

Prices in Lower Haight, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $1.58M
  • Single-family homes at $1.65M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Lower Haight, San Francisco for buyers?

Lower Haight, San Francisco currently favors sellers:

  • Homes sell about 4% above asking on average
  • 46% close above list price
  • 20 days typical time to go pending
  • 33% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Lower Haight, San Francisco home?

At $1.58M with 20% down at 7.28%, your estimated total monthly cost is approximately $10,505:

  • $8,672 principal and interest
  • $1,650 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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