Buyer's Market
▼ Cooling DownRancho Rinconada, Cupertino Market Update
Rancho Rinconada is shifting toward buyers. Here's where things stand:
- 41 days on market gives buyers time to be selective and negotiate
- Selling 1% below asking. Sellers are flexible on price
- Monthly payment: $18,646 (20% down), 1.9x the Bay Area average
- Prices still rising (67.5% YoY) despite fewer bidding wars. Limited supply is the driver
- Rancho Rinconada pricing is 15% above the Cupertino median ($3.74M vs. $3.24M)
Competition is easing. Conditions may improve in coming months.
Median Sale Price
$3.74M
▲ 67.5% YoY
5 sold this month
Up $1.51M from last year
Days on Market
41 days
▲ +34d YoY
Buyers have time to decide
Sale-to-List Ratio
98.7%
▼ from 109.7%
Selling 1% below asking
Active Inventory
4
Very low. Limited options for buyers
Sold Above List
20%
▼ -55pp YoY
Few bidding wars right now
Price Drops
n/a
Sellers rarely reduce their price
Off Market in 2 Wks
67%
▼ -5pp YoY
Most go pending within 2 weeks
Monthly Payment
$18,646
· 6.37% · 30yr fixed
Principal & interest only on a 20% down $3.74M home. Add ~30–40% for property taxes, insurance, and HOA.
30-yr Fixed6.37%
15-yr Fixed5.74%
A 1% rate drop would save ~$1,910/mo on the median Rancho Rinconada home. Your actual rate depends on your credit, down payment, and loan type.Rancho Rinconada Trends
Median Sale Price
Up 67.5% year-over-year in Rancho Rinconada.
What You'd Actually Pay Per Month
Monthly cost is up 54% year-over-year in Rancho Rinconada.
Melanie Tan
8 Blocks Real Estate · DRE #02250755
“I know Rancho Rinconadawell. Let me help you understand what the numbers mean for your specific situation.”
Let's talk about Rancho Rinconada
Market data: Redfin Data Center · Rates: FRED / Federal Reserve · Updated weekly · Data through Feb 2026
© 2026 Melanie Tan, 8 Blocks Real Estate · DRE #02250755
© 2026 Melanie Tan, 8 Blocks Real Estate · DRE #02250755