Alameda Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Alameda Market Snapshot

Alameda favors sellers and competition is intensifying. Here's the picture:

Based on 164 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.20M
▲ Up 9.1% from August 2025
Up $100K from August 2025
Homes Sold
164
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,997/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,564
  • Property Tax$1,249
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
21 days
▲ 3 more days than in August 2025
Homes typically sell within a month
Sale-to-List Ratio
109.4%
▲ Up from 107.4% in August 2025
Selling 9% above asking
% Sold Over Asking
69%
69% of homes sold above their asking price
Active Listings
82
▼ Down 25.9% from August 2025
About 1.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Alameda.

Median Sale Price
Up 9.1% year-over-year in Alameda. Based on 164 sales in the last 3 months.
Homes Sold
26% more homes sold than a year ago in Alameda.
Total Monthly Payment
Estimated monthly cost is up 10% from a year ago in Alameda, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Alameda housing market trends, 2021–2026

October 2021 median
$1.25M
$4,292/mo at 3.1%
Peak (March 2022)
$1.35M
August 2026 median
$1.20M
$6,165/mo at 6.7%

The median sale price in Alameda is $1.20M — down 4% from $1.25M in October 2021. Over that stretch, the median peaked at $1.35M in March 2022 and bottomed at $1.05M in January 2026. That's right in line with the area's 5-year average of $1.18M. Each point is the median of a rolling 3-month window of closings, so the curve runs smoother than any single month; the multi-year direction is the signal.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $6,165 today, up 44% from $4,292 in October 2021. Most of that increase comes from mortgage rates (3.1% then vs. 6.7% now), not prices — at October 2021 rates, today's median would run about $4,118/mo.

Seasonally, the three months ending in October have been the busiest stretch for closings in Alameda over the past 5 years (about 161 sales in that window on average, vs. 93 for the stretch ending in March), while competition has run hottest in the stretch ending in July (75% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about Alameda

Is now a good time to buy in Alameda?

Alameda favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Alameda home prices compare to the Bay Area average?

At $1.20M, Alameda's median sits about 33% below the Bay Area average of $1.78M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Alameda is one of the more accessible corners of the Bay Area.

By home type:

  • Single-family homes at $1.40M
  • Condos at $725K
  • Townhomes at $887K
What price range should I budget for in Alameda?

Prices in Alameda depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.40M
  • Condos at $725K
  • Townhomes at $887K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Alameda for buyers?

Alameda currently favors sellers:

  • Homes sell about 9% above asking on average
  • 69% close above list price
  • 21 days typical time to go pending
  • 22% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Alameda home?

At $1.20M with 20% down at 7.28%, your estimated total monthly cost is approximately $7,997:

  • $6,564 principal and interest
  • $1,249 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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