Monte Sereno Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Monte Sereno Market Snapshot

Monte Sereno is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 12 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$4.25M
▲ Up 41.6% from August 2025
Up $1.25M from August 2025
Homes Sold
12
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$27,855/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$23,248
  • Property Tax$4,424
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
34 days
▲ 19 more days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
101.2%
▼ Down from 104.5% in August 2025
Selling at or near asking price
% Sold Over Asking
42%
42% of homes sold above asking, some competition
Active Listings
5
▼ Down 23.7% from August 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Monte Sereno.

Median Sale Price
Up 41.6% year-over-year in Monte Sereno. Based on 12 sales in the last 3 months.
Homes Sold
140% more homes sold than a year ago in Monte Sereno.
Total Monthly Payment
Estimated monthly cost is up 42% from a year ago in Monte Sereno, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Monte Sereno housing market trends, 2021–2026

October 2021 median
$3.77M
$12,962/mo at 3.1%
Peak (December 2024)
$5.97M
August 2026 median
$4.25M
$21,835/mo at 6.7%

The median sale price in Monte Sereno is $4.25M — up 13% from $3.77M in October 2021. Over that stretch, the median peaked at $5.97M in December 2024 and bottomed at $3.00M in April 2023. That's right in line with the area's 5-year average of $4.29M. Monte Sereno averages only about 3 sales a month, so these swings partly reflect which specific homes happened to sell — treat the long-run direction as rough, not precise.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $21,835 today, up 68% from $12,962 in October 2021. Most of that increase comes from mortgage rates (3.1% then vs. 6.7% now), not prices — at October 2021 rates, today's median would run about $14,583/mo.

Seasonally, the three months ending in June have been the busiest stretch for closings in Monte Sereno over the past 5 years (about 13 sales in that window on average, vs. 6 for the stretch ending in February), while competition has run hottest in the stretch ending in May (61% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about Monte Sereno

Is now a good time to buy in Monte Sereno?

Monte Sereno is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Monte Sereno home prices compare to the Bay Area average?

At $4.25M, Monte Sereno's median sits about 139% above the Bay Area average of $1.78M. Monte Sereno is on the higher end of the regional market.

How competitive is Monte Sereno for buyers?

Monte Sereno is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 42% close above list price
  • 34 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Monte Sereno home?

At $4.25M with 20% down at 7.28%, your estimated total monthly cost is approximately $27,855:

  • $23,248 principal and interest
  • $4,424 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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