ZIP 94515, Calistoga Housing Market · 2026

Data through Aug 2026 · Part of the Calistoga housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94515, Calistoga Market Snapshot

ZIP 94515 offers real opportunities for buyers right now:

Based on 11 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.28M
▼ Down 42.5% from August 2025
Down $946K from August 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,519/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,003
  • Property Tax$1,333
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
65 days
▲ 4 more days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
98.8%
▲ Up from 92.0% in August 2025
Selling 1% below asking
% Sold Over Asking
27%
Only 27% sold above asking. Few bidding wars right now
Active Listings
54
▲ Up 21.9% from August 2025
About 14.5 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94515, Calistoga.

Median Sale Price
Down 42.5% year-over-year in 94515, Calistoga. Based on 11 sales in the last 3 months.
Homes Sold
8% fewer homes sold than a year ago in 94515, Calistoga.
Total Monthly Payment
Estimated monthly cost is down 41% from a year ago in 94515, Calistoga, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94515

Is now a good time to buy in ZIP 94515?

ZIP 94515 is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 94515 home prices compare to the Bay Area average?

At $1.28M, ZIP 94515's median sits about 28% below the Bay Area average of $1.78M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 94515 is one of the more accessible corners of the Bay Area.

Within Calistoga, this area trades about 34% above the city-wide median of $954K.

By home type:

  • Single-family homes at $1.45M
  • Condos at $477K
What price range should I budget for in ZIP 94515?

Prices in ZIP 94515 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.45M
  • Condos at $477K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94515 for buyers?

ZIP 94515 is a buyer's market:

  • Homes sell about 1% below asking on average
  • 27% close above list price
  • 65 days typical time to go pending
  • 35% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced ZIP 94515 home?

At $1.28M with 20% down at 7.28%, your estimated total monthly cost is approximately $8,519:

  • $7,003 principal and interest
  • $1,333 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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