Gateway, Saratoga Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Gateway, Saratoga Market Snapshot

Gateway is shifting toward buyers. Here's where things stand:

Based on just 2 sales in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$2.04M
Homes Sold
2
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$13,468/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,161
  • Property Tax$2,124
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
42 days
Buyers have time to decide
Sale-to-List Ratio
99.6%
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
1
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Gateway.

Median Sale Price
Homes Sold
Total Monthly Payment

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Gateway, Saratoga

Is now a good time to buy in Gateway, Saratoga?

Data for Gateway, Saratoga specifically is limited. Only 2 sales in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Saratoga market: saratoga favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Gateway, Saratoga home prices compare to Saratoga and the Bay Area?

Gateway, Saratoga's 2 recent sales were at a median of $2.04M. That is roughly 51% below Saratoga's city-wide median of $4.20M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.78M.

What will my total monthly cost be on a typical Gateway, Saratoga home?

Using the 2 recent sales (median $2.04M) as a rough anchor, your estimated total monthly cost with 20% down at 7.28% would be approximately $13,468:

  • $11,161 principal and interest
  • $2,124 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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