El Quito, Saratoga Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

El Quito, Saratoga Market Snapshot

El Quito is a balanced market, but competition has been picking up. Here's where things stand:

Based on 12 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$3.40M
▲ Up 77.8% from August 2025
Up $1.49M from August 2025
Homes Sold
12
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$22,350/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$18,623
  • Property Tax$3,544
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
46 days
▲ 34 more days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
101.2%
▲ Up from 99.6% in August 2025
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
5
▼ Down 55.2% from August 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in El Quito.

Median Sale Price
Up 77.8% year-over-year in El Quito. Based on 12 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 78% from a year ago in El Quito, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about El Quito, Saratoga

Is now a good time to buy in El Quito, Saratoga?

El Quito, Saratoga is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do El Quito, Saratoga home prices compare to the Bay Area average?

At $3.40M, El Quito, Saratoga's median sits about 91% above the Bay Area average of $1.78M. El Quito, Saratoga is on the higher end of the regional market.

Within Saratoga, this area trades about 19% below the city-wide median of $4.20M.

By home type:

  • Single-family homes at $5.00M
  • Townhomes at $2.85M
  • Condos at $1.08M
What price range should I budget for in El Quito, Saratoga?

Prices in El Quito, Saratoga depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $5.00M
  • Townhomes at $2.85M
  • Condos at $1.08M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is El Quito, Saratoga for buyers?

El Quito, Saratoga is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 50% close above list price
  • 46 days typical time to go pending
  • 23% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced El Quito, Saratoga home?

At $3.40M with 20% down at 7.28%, your estimated total monthly cost is approximately $22,350:

  • $18,623 principal and interest
  • $3,544 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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