Santa Teresa Bernal, San Jose Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Santa Teresa Bernal, San Jose Market Snapshot

Santa Teresa Bernal favors sellers and competition is intensifying. Here's the picture:

Based on 23 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.38M
▼ Down 1.2% from August 2025
Down $17K from August 2025
Homes Sold
23
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,196/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,571
  • Property Tax$1,441
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
8 days
▼ 5 fewer days than in August 2025
Homes sell in a week or two
Sale-to-List Ratio
102.8%
▼ Down from 103.2% in August 2025
Selling at or near asking price
% Sold Over Asking
63%
More than half of homes sold above their asking price
Active Listings
4
▼ Down 64.2% from August 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Santa Teresa Bernal.

Median Sale Price
Down 1.2% year-over-year in Santa Teresa Bernal. Based on 23 sales in the last 3 months.
Homes Sold
21% more homes sold than a year ago in Santa Teresa Bernal.
Total Monthly Payment
Estimated monthly cost is roughly flat compared to a year ago in Santa Teresa Bernal.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Santa Teresa Bernal, San Jose

Is now a good time to buy in Santa Teresa Bernal, San Jose?

Santa Teresa Bernal, San Jose favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Santa Teresa Bernal, San Jose home prices compare to the Bay Area average?

At $1.38M, Santa Teresa Bernal, San Jose's median sits about 22% below the Bay Area average of $1.78M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Santa Teresa Bernal, San Jose is one of the more accessible corners of the Bay Area.

This is close to the San Jose city-wide median of $1.40M.

How competitive is Santa Teresa Bernal, San Jose for buyers?

Santa Teresa Bernal, San Jose currently favors sellers:

  • Homes sell about 3% above asking on average
  • 63% close above list price
  • 8 days typical time to go pending
  • 35% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Santa Teresa Bernal, San Jose home?

At $1.38M with 20% down at 7.28%, your estimated total monthly cost is approximately $9,196:

  • $7,571 principal and interest
  • $1,441 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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