ZIP 94965, Sausalito Housing Market · 2026

Data through Aug 2026 · Part of the Sausalito housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94965, Sausalito Market Snapshot

ZIP 94965 leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 41 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.54M
▼ Down 12.2% from August 2025
Down $213K from August 2025
Homes Sold
41
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,196/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,412
  • Property Tax$1,601
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
38 days
▼ 13 fewer days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
100.0%
▲ Up from 99.4% in August 2025
Selling at or near asking price
% Sold Over Asking
15%
Only 15% sold above asking. Few bidding wars right now
Active Listings
28
▼ Down 3.8% from August 2025
About 2.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94965, Sausalito.

Median Sale Price
Down 12.2% year-over-year in 94965, Sausalito. Based on 41 sales in the last 3 months.
Homes Sold
17% more homes sold than a year ago in 94965, Sausalito.
Total Monthly Payment
Estimated monthly cost is down 11% from a year ago in 94965, Sausalito, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94965

Is now a good time to buy in ZIP 94965?

ZIP 94965 leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do ZIP 94965 home prices compare to the Bay Area average?

At $1.54M, ZIP 94965's median is close to the Bay Area average of $1.78M.

This is close to the Sausalito city-wide median of $1.54M.

By home type:

  • Condos at $898K
  • Single-family homes at $3.16M
  • Townhomes at $1.19M
What price range should I budget for in ZIP 94965?

Prices in ZIP 94965 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $898K
  • Single-family homes at $3.16M
  • Townhomes at $1.19M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94965 for buyers?

ZIP 94965 currently leans toward buyers:

  • Homes sell about 0.0% above asking on average
  • 15% close above list price
  • 38 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 94965 home?

At $1.54M with 20% down at 7.28%, your estimated total monthly cost is approximately $10,196:

  • $8,412 principal and interest
  • $1,601 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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