West Central Santa Rosa, Santa Rosa Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

West Central Santa Rosa, Santa Rosa Market Snapshot

West Central Santa Rosa is a balanced market, but competition has been picking up. Here's where things stand:

Based on 66 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$655K
▲ Up 2.3% from August 2025
Up $15K from August 2025
Homes Sold
66
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,449/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,584
  • Property Tax$682
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
38 days
▼ 15 fewer days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
102.2%
▲ Up from 100.6% in August 2025
Selling at or near asking price
% Sold Over Asking
31%
31% of homes sold above asking, some competition
Active Listings
59
▼ Down 14.3% from August 2025
About 2.7 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in West Central Santa Rosa.

Median Sale Price
Up 2.3% year-over-year in West Central Santa Rosa. Based on 66 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in West Central Santa Rosa.
Total Monthly Payment
Estimated monthly cost is up 3% from a year ago in West Central Santa Rosa, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about West Central Santa Rosa, Santa Rosa

Is now a good time to buy in West Central Santa Rosa, Santa Rosa?

West Central Santa Rosa, Santa Rosa is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do West Central Santa Rosa, Santa Rosa home prices compare to the Bay Area average?

At $655K, West Central Santa Rosa, Santa Rosa's median sits about 63% below the Bay Area average of $1.78M. West Central Santa Rosa, Santa Rosa is among the most accessible parts of the Bay Area.

This is close to the Santa Rosa city-wide median of $716K.

By home type:

  • Single-family homes at $711K
  • Condos at $355K
  • Townhomes at $399K
What price range should I budget for in West Central Santa Rosa, Santa Rosa?

Prices in West Central Santa Rosa, Santa Rosa depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $711K
  • Condos at $355K
  • Townhomes at $399K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is West Central Santa Rosa, Santa Rosa for buyers?

West Central Santa Rosa, Santa Rosa is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 31% close above list price
  • 38 days typical time to go pending
  • 19% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced West Central Santa Rosa, Santa Rosa home?

At $655K with 20% down at 7.28%, your estimated total monthly cost is approximately $4,449:

  • $3,584 principal and interest
  • $682 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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