Santa Clara North Central, Santa Clara Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Santa Clara North Central, Santa Clara Market Snapshot

Santa Clara North Central is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 29 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$1.75M
▼ Down 5.2% from August 2025
Down $96K from August 2025
Homes Sold
29
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,609/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,599
  • Property Tax$1,827
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
34 days
▲ 24 more days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
103.0%
▼ Down from 105.8% in August 2025
Selling 3% above asking
% Sold Over Asking
57%
More than half of homes sold above their asking price
Active Listings
23
▲ Up 105.2% from August 2025
About 2.4 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Santa Clara North Central.

Median Sale Price
Down 5.2% year-over-year in Santa Clara North Central. Based on 29 sales in the last 3 months.
Homes Sold
7% more homes sold than a year ago in Santa Clara North Central.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in Santa Clara North Central, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Santa Clara North Central, Santa Clara

Is now a good time to buy in Santa Clara North Central, Santa Clara?

Santa Clara North Central, Santa Clara is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Santa Clara North Central, Santa Clara home prices compare to the Bay Area average?

At $1.75M, Santa Clara North Central, Santa Clara's median is close to the Bay Area average of $1.78M.

This is close to the Santa Clara city-wide median of $1.68M.

By home type:

  • Single-family homes at $1.87M
  • Condos at $727K
  • Townhomes at $1.61M
What price range should I budget for in Santa Clara North Central, Santa Clara?

Prices in Santa Clara North Central, Santa Clara depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.87M
  • Condos at $727K
  • Townhomes at $1.61M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Santa Clara North Central, Santa Clara for buyers?

Santa Clara North Central, Santa Clara is a balanced market where neither side dominates:

  • Homes sell about 3% above asking on average
  • 57% close above list price
  • 34 days typical time to go pending
  • 26% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Santa Clara North Central, Santa Clara home?

At $1.75M with 20% down at 7.28%, your estimated total monthly cost is approximately $11,609:

  • $9,599 principal and interest
  • $1,827 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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