Hilltop District, Richmond Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Hilltop District, Richmond Market Snapshot

Hilltop District is a balanced market, but competition has been picking up. Here's where things stand:

Based on 7 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$720K
▼ Down 7.0% from August 2025
Down $54K from August 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,872/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,939
  • Property Tax$750
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
▼ 20 fewer days than in August 2025
Homes typically sell within a month
Sale-to-List Ratio
100.7%
▲ Up from 99.3% in August 2025
Selling at or near asking price
% Sold Over Asking
57%
More than half of homes sold above their asking price
Active Listings
9
▼ Down 49.4% from August 2025
About 3.7 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Hilltop District.

Median Sale Price
Down 7.0% year-over-year in Hilltop District. Based on 7 sales in the last 3 months.
Homes Sold
17% more homes sold than a year ago in Hilltop District.
Total Monthly Payment
Estimated monthly cost is down 6% from a year ago in Hilltop District, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Hilltop District, Richmond

Is now a good time to buy in Hilltop District, Richmond?

Hilltop District, Richmond is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Hilltop District, Richmond home prices compare to the Bay Area average?

At $720K, Hilltop District, Richmond's median sits about 60% below the Bay Area average of $1.78M. Hilltop District, Richmond is among the most accessible parts of the Bay Area.

Within Richmond, this area trades about 17% above the city-wide median of $615K.

By home type:

  • Single-family homes at $915K
  • Townhomes at $635K
What price range should I budget for in Hilltop District, Richmond?

Prices in Hilltop District, Richmond depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $915K
  • Townhomes at $635K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Hilltop District, Richmond for buyers?

Hilltop District, Richmond is a balanced market where neither side dominates:

  • Homes sell about 0.7% above asking on average
  • 57% close above list price
  • 20 days typical time to go pending
  • 31% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Hilltop District, Richmond home?

At $720K with 20% down at 7.28%, your estimated total monthly cost is approximately $4,872:

  • $3,939 principal and interest
  • $750 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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