McPherson, Napa Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

McPherson, Napa Market Snapshot

McPherson leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 7 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$700K
▼ Down 12.0% from August 2025
Down $95K from August 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,742/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,830
  • Property Tax$729
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
50 days
▼ 3 fewer days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
99.7%
▲ Up from 96.0% in August 2025
Selling at or near asking price
% Sold Over Asking
28%
Only 28% sold above asking. Few bidding wars right now
Active Listings
8
▲ Up 276.2% from August 2025
About 3.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in McPherson.

Median Sale Price
Down 12.0% year-over-year in McPherson. Based on 7 sales in the last 3 months.
Homes Sold
22% fewer homes sold than a year ago in McPherson.
Total Monthly Payment
Estimated monthly cost is down 11% from a year ago in McPherson, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about McPherson, Napa

Is now a good time to buy in McPherson, Napa?

McPherson, Napa leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do McPherson, Napa home prices compare to the Bay Area average?

At $700K, McPherson, Napa's median sits about 61% below the Bay Area average of $1.78M. McPherson, Napa is among the most accessible parts of the Bay Area.

Within Napa, this area trades about 19% below the city-wide median of $864K.

By home type:

  • Single-family homes at $725K
  • Condos at $383K
What price range should I budget for in McPherson, Napa?

Prices in McPherson, Napa depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $725K
  • Condos at $383K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is McPherson, Napa for buyers?

McPherson, Napa currently leans toward buyers:

  • Homes sell about 0.3% below asking on average
  • 28% close above list price
  • 50 days typical time to go pending
  • 28% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced McPherson, Napa home?

At $700K with 20% down at 7.28%, your estimated total monthly cost is approximately $4,742:

  • $3,830 principal and interest
  • $729 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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