Serramonte, Daly City Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Serramonte, Daly City Market Snapshot

Serramonte favors sellers and competition is intensifying. Here's the picture:

Based on 15 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$958K
▲ Up 10.7% from August 2025
Up $93K from August 2025
Homes Sold
15
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,422/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,241
  • Property Tax$997
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
▼ 10 fewer days than in August 2025
Homes sell in a week or two
Sale-to-List Ratio
103.0%
▼ Down from 103.1% in August 2025
Selling 3% above asking
% Sold Over Asking
53%
More than half of homes sold above their asking price
Active Listings
6
▼ Down 35.5% from August 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Serramonte.

Median Sale Price
Up 10.7% year-over-year in Serramonte. Based on 15 sales in the last 3 months.
Homes Sold
25% fewer homes sold than a year ago in Serramonte.
Total Monthly Payment
Estimated monthly cost is up 11% from a year ago in Serramonte, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Serramonte, Daly City

Is now a good time to buy in Serramonte, Daly City?

Serramonte, Daly City favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Serramonte, Daly City home prices compare to the Bay Area average?

At $958K, Serramonte, Daly City's median sits about 46% below the Bay Area average of $1.78M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Serramonte, Daly City is one of the more accessible corners of the Bay Area.

Within Daly City, this area trades about 20% below the city-wide median of $1.19M.

By home type:

  • Single-family homes at $1.30M
  • Condos at $479K
  • Townhomes at $958K
What price range should I budget for in Serramonte, Daly City?

Prices in Serramonte, Daly City depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.30M
  • Condos at $479K
  • Townhomes at $958K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Serramonte, Daly City for buyers?

Serramonte, Daly City currently favors sellers:

  • Homes sell about 3% above asking on average
  • 53% close above list price
  • 14 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Serramonte, Daly City home?

At $958K with 20% down at 7.28%, your estimated total monthly cost is approximately $6,422:

  • $5,241 principal and interest
  • $997 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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