Belmont Heights, Belmont Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Belmont Heights, Belmont Market Snapshot

Belmont Heights favors sellers, but smart buyers can still win. Here's the picture:

Based on just 4 sales in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$3.84M
Homes Sold
4
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$25,174/mo
7.28% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$20,995
  • Property Tax$3,995
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
9 days
Homes sell in a week or two
Sale-to-List Ratio
102.9%
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
2
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Belmont Heights.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 13% from a year ago in Belmont Heights, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.28%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Belmont Heights, Belmont

Is now a good time to buy in Belmont Heights, Belmont?

Data for Belmont Heights, Belmont specifically is limited. Only 4 sales in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Belmont market: belmont currently favors sellers. Homes sell near or above asking, and well-priced listings move quickly. Buyers who come in prepared with strong financing and realistic expectations tend to succeed.

How do Belmont Heights, Belmont home prices compare to Belmont and the Bay Area?

Belmont Heights, Belmont's 4 recent sales were at a median of $3.84M. That is notably above Belmont's city-wide median of $2.20M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.78M.

What will my total monthly cost be on a typical Belmont Heights, Belmont home?

Using the 4 recent sales (median $3.84M) as a rough anchor, your estimated total monthly cost with 20% down at 7.28% would be approximately $25,174:

  • $20,995 principal and interest
  • $3,995 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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