What $1M Buys in the Bay Area · 2026

Data through Aug 2026 · All budget levels

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

27 of the 88 Bay Area cities this site tracks have a median sale price under $1 million, based on the last three months of closings. At the top of this budget ($1M), expect a total monthly cost of roughly $6,699 — that's principal & interest with 20% down at today's 7.3% average rate, plus California's ~1.25% property tax and typical insurance. Lenders would generally want household income around $243,589/year for that (using a standard 33% of gross income guideline — your situation may differ). HOA dues, where they apply, are on top.

Cities where the median home fits

Every tracked city with a median at or below $1M — priciest first

East Palo Alto
$977K median
34 days on market · 33 sales in the last 3 months
Calistoga
$954K median
52 days on market · 5 sales in the last 3 months
Pleasant Hill
$948K median
18 days on market · 97 sales in the last 3 months
Petaluma
$914K median
28 days on market · 135 sales in the last 3 months
Walnut Creek
$868K median
28 days on market · 317 sales in the last 3 months
Napa
$864K median
50 days on market · 197 sales in the last 3 months
Hayward
$849K median
21 days on market · 206 sales in the last 3 months
San Leandro
$849K median
15 days on market · 119 sales in the last 3 months
Benicia
$822K median
35 days on market · 83 sales in the last 3 months
Martinez
$813K median
20 days on market · 102 sales in the last 3 months
Oakland
$809K median
22 days on market · 787 sales in the last 3 months
Windsor
$807K median
42 days on market · 70 sales in the last 3 months
Brentwood
$759K median
30 days on market · 209 sales in the last 3 months
Concord
$758K median
24 days on market · 271 sales in the last 3 months
Santa Rosa
$716K median
40 days on market · 430 sales in the last 3 months
Rohnert Park
$715K median
34 days on market · 110 sales in the last 3 months
American Canyon
$695K median
35 days on market · 23 sales in the last 3 months
Cloverdale
$634K median
37 days on market · 25 sales in the last 3 months
Richmond
$615K median
19 days on market · 175 sales in the last 3 months
Vacaville
$610K median
36 days on market · 249 sales in the last 3 months
Fairfield
$600K median
36 days on market · 253 sales in the last 3 months
Antioch
$595K median
21 days on market · 252 sales in the last 3 months
Pittsburg
$591K median
23 days on market · 113 sales in the last 3 months
Suisun City
$535K median
35 days on market · 69 sales in the last 3 months
Cotati
$522K median
43 days on market · 19 sales in the last 3 months
Vallejo
$510K median
42 days on market · 262 sales in the last 3 months
Emeryville
$480K median
35 days on market · 41 sales in the last 3 months

Condos under $1 million in pricier cities

Cities whose overall median is above $1M, but where the condos median fits the budget (at least 5 sales in the last 3 months)

Townhomes under $1 million in pricier cities

Cities whose overall median is above $1M, but where the townhomes median fits the budget (at least 5 sales in the last 3 months)

Neighborhood pockets within budget

Neighborhoods with a median under $1 million inside cities that are otherwise above it

Other budgets

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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